Agricultural insurance in Nepal offers financial security to farmers against crop failure, livestock mortality, and other risks. It is an essential risk management tool that protects farmers’ livelihoods and improves food security. In Nepal, agricultural insurance includes crop, livestock, and farm asset coverage. Crop insurance shields farmers from losses caused by natural disasters such as floods, droughts, and hailstorms. Livestock insurance reduces risks related to animal health and mortality. Asset insurance covers farm equipment, machinery, and infrastructure. Premiums for agricultural insurance in Nepal depend on factors like crop type, livestock species, location, past loss records, and coverage extent. The government often provides schemes and subsidies to make insurance more affordable for farmers, encouraging wider participation. Agricultural insurance is crucial for the sustainability of farming and the welfare of farmers in Nepal.